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$785,000
98 Days On Site

123 Coastal Cay
Surf City, NC 28445

For Sale|Single Family Residence|Active
4
Beds
3
Total Baths
3
Full Baths
1,574
SqFt
$499
/SqFt
2011
Built
Subdivision:
Live Oaks Of Topsail
County:
Pender
123 Coastal Cay123 Coastal Cay123 Coastal Cay123 Coastal Cay
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Monthly Payment (Est.)

$3,581
Calculator powered by Showcase IDX, a Constellation1 Company. Copyright ©2026 Information is deemed reliable but not guaranteed.

Situated a short walk from the beach, this 4-bedroom, 3-bath beach house is part of the desirable soundfront community of Live Oaks at Topsail. Offering both sound and ocean views, this home is designed for comfort, style, and coastal living. Inside, you'll find an updated kitchen with breakfast bar, granite countertops, stainless steel appliances, tiled backsplash, and recessed lighting—perfect for everyday living or entertaining. The home also features new wood flooring in bedrooms, custom closet organizers, updated fans and fixtures, expanded trim, and vaulted ceilings that create a light and airy feel. A Culligan water filtration system assures clean, filtered water throughout the home. Each of the home's 4 bedrooms enjoys direct access to one of multiple decks, ideal for soaking in the views and sea breeze. The ground level offers an enclosed garage with parking for up to three cars, a storage room, and a large outdoor shower—a must for beach living. Community amenities include a dock, kayak launch, swimming pool, courtyard and small clubhouse. With short-term rentals permitted, this home is a fantastic option for a primary residence, second home, or investment property. Recent updates include HVAC systems replaced in 2020 with maintenance plan and a termite bond in place for added peace of mind. Experience coastal living with all the benefits of a vibrant community and the convenience of a turn key property.

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Listing Snapshot
Price 
$785,000
Days On Site 
98 Days
Bedrooms 
4
Inside Area (SqFt) 
1,574 sqft
Total Baths 
3
Full Baths 
3
Partial Baths 
N/A
Lot Size 
0.03 Acres
Year Built 
2011
MLS® Number 
100533834
Status 
Active
Property Tax 
$3,906.37
HOA/Condo/Coop Fees 
$1,840
Sq Ft Source 
N/A
Friends & Family
Recent Activity
3 months agoStatus changed to Active
3 months agoListing updated with changes from the MLS®
3 months agoListing first seen on site
General Features
Acres 
0.03
Attached Garage 
Yes
Foundation 
OtherPillar/Post/Pier
Garage 
Yes
Garage Spaces 
3
Levels 
Three Or More
Parking 
Garage Door OpenerOff StreetOn Site
Parking Spaces 
2
Pets 
Yes
Property Sub Type 
Single Family Residence
Special Circumstances 
Standard
SqFt Total 
1574
Utilities 
Cable AvailableSewer ConnectedWater Connected
Zoning 
R10
Interior Features
Appliances 
Electric OvenElectric CooktopWater SoftenerWasherRefrigeratorRangeDryerDouble OvenDishwasherMicrowaveElectric Water Heater
Basement 
Unfinished
Cooling 
Central AirHeat Pump
Fireplace Features 
None
Flooring 
TileWood
Furnished 
Unfurnished
Heating 
Heat PumpElectricForced Air
Interior 
Vaulted Ceiling(s)High CeilingsCeiling Fan(s)
Window Features 
Window Coverings
Bedroom 2 
Dimensions - 11.0x10.0Level - Second
Bedroom 3 
Dimensions - 10.0x10.0Level - Second
Bedroom 4 
Dimensions - 13.0x11.0Level - Third
Dining Room 
Dimensions - 11.0x9.0Level - Third
Kitchen 
Dimensions - 12.0x12.0Level - Third
Living Room 
Dimensions - 13.0x13.0Level - Third
Master Bedroom 
Dimensions - 17.0x11.0Level - Second
Utility Room 
Dimensions - 12.0x7.0Description - Unfinished
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Exterior Features
Construction Details 
Vinyl Siding
Exterior 
Outdoor ShowerBalcony
Fencing 
None
Patio And Porch 
DeckFront PorchRear Porch
Roof 
Shingle
View 
OceanSoundWater
Waterfront Features 
Waterfront Access
Waterview 
OceanSoundWater
Windows/Doors 
Window Coverings
Community Features
Association Amenities 
Billiard RoomBoat DockClubhouseMaintenance GroundsManagement
Association Dues 
1840
Community Features 
Pool
Financing Terms Available 
CashConventionalFHAVA Loan
Roads 
Paved
Schools
School District
Unknown
Elementary School
Surf City
Middle School
Surf City
High School
Topsail
Listing courtesy of Joel Sheesley of Coldwell Banker Sea Coast Advantage



The data relating to real estate on this website comes in part from the Internet Data Exchange program of Hive MLS, and is updated as of 2026-01-13 08:26 PM UTC. All information is deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) shall be responsible for any typographical errors, misinformation, or misprints, and shall be held totally harmless from any damages arising from reliance upon these data. Copyright 2026 Hive MLS

Neighborhood & Commute
Source: Walkscore
Disclosure: Community information and market data powered by Constellation Data Labs. Information is deemed reliable but not guaranteed.
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