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$825,000
41 Days On Site

109 Sea Urchin Court
Surf City, NC 28445

For Sale|Single Family Residence|Active
4
Beds
4
Total Baths
2
Full Baths
2
Partial Baths
1,964
SqFt
$420
/SqFt
1995
Built
Subdivision:
Island Oaks
County:
Pender
109 Sea Urchin Court109 Sea Urchin Court109 Sea Urchin Court109 Sea Urchin Court
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Monthly Payment (Est.)

$3,764
Calculator powered by Showcase IDX, a Constellation1 Company. Copyright ©2026 Information is deemed reliable but not guaranteed.

Tucked beneath a canopy of mature live oaks in the maritime forest, this coastal retreat is located in the highly desirable soundside community of Island Oaks on Topsail Island. The neighborhood offers both beach access and a community boat ramp with deep-water access to the Intracoastal Waterway, making it ideal for boating, fishing, and all things coastal living. The main residence is a three-bedroom home designed with a reverse floor plan to maximize light, views, and outdoor living. The bedroom level includes the primary suite with a private bath, two additional bedrooms, a full guest bath, laundry area, generous storage, and a large screened porch - perfect for relaxing after a day at the beach. The upper level features the main living space with an open-concept living and dining area, a half bath, and a well-appointed kitchen with solid-surface countertops, ample cabinetry, and a pantry. An expansive deck off this level offers ocean views and captures the island breeze, creating an ideal setting for entertaining or unwinding. On the ground level, the home includes a spacious garage with room for vehicles, beach gear, and storage, along with a private separate living space that functions as a mother-in-law suite / ADU. This area includes its own kitchenette, living space, sleeping area, and bathroom with an attached outdoor shower. This space is entirely separate from the main living quarters and provides excellent flexibility for guests, extended family, or potential rental use. Recent updates include a metal roof (2021), new gutters (2021), upgraded windows (2022), all new heating and cooling systems (2024), and freshly painted kitchen cabinetry (2024). With access to both the ocean and the sound, multiple outdoor living areas, and flexible living spaces, this Island Oaks home is sure to check all of your boxes.

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Listing Snapshot
Price 
$825,000
Days On Site 
41 Days
Bedrooms 
4
Inside Area (SqFt) 
1,964 sqft
Total Baths 
4
Full Baths 
2
Partial Baths 
2
Lot Size 
0.2 Acres
Year Built 
1995
MLS® Number 
100552067
Status 
Active
Property Tax 
$4,558.69
HOA/Condo/Coop Fees 
$25 monthly
Sq Ft Source 
N/A
Friends & Family
Recent Activity
2 weeks agoPrice changed to $825,000
2 weeks agoListing updated with changes from the MLS®
a month agoListing first seen on site
General Features
Acres 
0.2
Attached Garage 
Yes
Foundation 
OtherPillar/Post/Pier
Garage 
Yes
Garage Spaces 
2
Levels 
Three Or More
Parking 
Concrete
Parking Spaces 
2
Property Sub Type 
Single Family Residence
Security 
Smoke Detector(s)
Special Circumstances 
Standard
SqFt Total 
1964
Utilities 
Sewer ConnectedWater Connected
Water Source 
Public
Zoning 
INCORP
Interior Features
Appliances 
Vented Exhaust FanRefrigeratorRangeDisposalDishwasherElectric Water Heater
Cooling 
Central AirHeat Pump
Heating 
Heat PumpElectricForced Air
Interior 
Entrance FoyerCeiling Fan(s)Pantry
Laundry Features 
In HallLaundry Closet
Window Features 
Insulated Windows
Bedroom 1 
Dimensions - 12.0x10.0Level - Second
Bedroom 2 
Dimensions - 12.0x10.0Level - Second
Bedroom 3 
Dimensions - 27.0x14.0Level - FirstDescription - Efficiency Apartment
Dining Room 
Dimensions - 13.0x10.0Level - ThirdDescription - combo
Kitchen 
Dimensions - 13.0x12.0Level - ThirdDescription - l- shaped
Living Room 
Dimensions - 27.0x13.0Level - Third
Master Bedroom 
Dimensions - 13.0x11.0Level - Second
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Exterior Features
Construction Details 
Fiber Cement
Exterior 
Outdoor Shower
Fencing 
None
Frontage 
See Remarks
Lot Features 
Cul-De-SacWooded
Patio And Porch 
CoveredDeckScreenedFront PorchRear Porch
Road Frontage 
Private Road
Roof 
Metal
View 
Ocean
Waterfront Features 
Waterfront Access
Waterview 
Ocean
Windows/Doors 
Insulated Windows
Community Features
Association Amenities 
Beach AccessBeach RightsBoat DockCabanaCable TV
Association Dues 
300
Financing Terms Available 
CashConventionalFHAVA Loan
HOA Fee Frequency 
Annually
Roads 
Paved
Schools
School District
Unknown
Elementary School
Surf City
Middle School
Surf City
High School
Topsail
Listing courtesy of Tidal Realty Partners of REAL Broker LLC



The data relating to real estate on this website comes in part from the Internet Data Exchange program of Hive MLS, and is updated as of 2026-03-13 02:37 PM UTC. All information is deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) shall be responsible for any typographical errors, misinformation, or misprints, and shall be held totally harmless from any damages arising from reliance upon these data. Copyright 2026 Hive MLS

Neighborhood & Commute
Source: Walkscore
Disclosure: Community information and market data powered by Constellation Data Labs. Information is deemed reliable but not guaranteed.
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