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$925,000
New Listing

6114 6th Street
Surf City, NC 28445

For Sale|Single Family Residence|Active
3
Beds
2
Total Baths
2
Full Baths
1,660
SqFt
$557
/SqFt
1990
Built
Subdivision:
Old Settlers Beach
County:
Onslow
Upcoming Open Houses
Sat, Mar 14, 12:00 PM - 4:00 PM
Sun, Mar 15, 11:00 AM - 3:00 PM
6114 6th Street6114 6th Street6114 6th Street6114 6th Street
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Mortgage Calculator

Monthly Payment (Est.)

$4,220
Calculator powered by Showcase IDX, a Constellation1 Company. Copyright ©2026 Information is deemed reliable but not guaranteed.

Canal-front home with boat lift and quick access to the Intracoastal Waterway, ideal for boating, vacation rental income, or a coastal second home. Located on Topsail Island in Surf City, one of the most desirable coastal communities along the North Carolina coast, 6114 6th Street offers the lifestyle people imagine when they dream about owning a home at the beach. This raised coastal home was designed to capture natural light, water views, and gathering space. The main living area features vaulted wood ceilings that glow in the coastal light, creating a warm and inviting atmosphere after a day on the water. Large windows and sliding doors connect the open living area to the waterfront deck where you can enjoy morning coffee, evening sunsets, and peaceful canal views. The open-concept kitchen, dining, and living area makes entertaining effortless while keeping everyone connected whether hosting friends, preparing meals, or sharing stories from the day's adventures. The owner's suite is located on the main living level and features its own private balcony, offering a peaceful place to enjoy the coastal air at the start or end of the day. The suite also includes a remodeled bunk room area with new walls, bifold doors, fresh paint, and built-in bunks--perfect for maximizing sleeping space for guests or vacation renters. This space could easily be converted into a spacious walk-in closet or dressing room. The third level hosts the guest bedrooms, which share a balcony overlooking the surrounding neighborhood and water views, creating another inviting outdoor retreat. Bathrooms are thoughtfully arranged throughout the home. Level two includes one full bathroom and one half bath, while the third level includes an additional full bathroom. The lower unfinished level also includes a half bath, adding convenience while leaving room for future possibilities. The ground level offers excellent flexibility. Currently unfinished, it provides generous storage for beach gear, boating equipment, and outdoor toys and is pre-wired for a mini-split HVAC system and additional electrical, making it ready to be finished into additional living space, a recreation room, or guest suite. Step outside and the boating lifestyle truly begins. The backyard leads directly to the canal and private boat lift, allowing you to be on the water within minutes for fishing, cruising the Intracoastal Waterway, or exploring the waterways around Topsail Island. Value-added features include Hardie siding, hurricane shutters, roof replaced in 2019, HVAC installed in 2025, water heater, decking, updated stair railings, refrigerator, induction stove, dishwasher, washer and dryer, and TVs with Bose sound bars in the main living area and bedrooms. The home also includes an exterior elevator lift inspected and certified in September 2025. Additional benefits include a transferable flood insurance policy and the opportunity for a 2024 golf cart to be included with a full-price offer, making it easy to explore Surf City's beaches, shops, and restaurants. Buyers searching for a Surf City waterfront home, canal-front property with boat lift, Topsail Island vacation rental, or coastal second home with Intracoastal access will appreciate the lifestyle and flexibility this home offers. With rental projections estimated between $64,000 and $81,000 annually, this property offers strong potential as a vacation rental while still providing a relaxing coastal retreat.

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Listing Snapshot
Price 
$925,000
Days On Site 
0 Days
Bedrooms 
3
Inside Area (SqFt) 
1,660 sqft
Total Baths 
2
Full Baths 
2
Partial Baths 
N/A
Lot Size 
0.17 Acres
Year Built 
1990
MLS® Number 
100559850
Status 
Active
Property Tax 
$7,043.42
HOA/Condo/Coop Fees 
N/A
Sq Ft Source 
N/A
Friends & Family
Recent Activity
20 hours agoListing first seen on site
20 hours agoListing updated with changes from the MLS®
General Features
Acres 
0.17
Attached Garage 
Yes
Foundation 
OtherPillar/Post/Pier
Garage 
Yes
Garage Spaces 
2
Levels 
Two
Parking 
Garage Faces FrontConcreteOff Street
Parking Spaces 
2
Property Sub Type 
Single Family Residence
Special Circumstances 
Standard
SqFt Total 
1660
Utilities 
Sewer AvailableWater Available
Water Source 
Public
Zoning 
MHS
Interior Features
Appliances 
WasherRefrigeratorDryerDishwasherConvection OvenMicrowaveElectric Water Heater
Basement 
Partially Finished
Cooling 
Central AirHeat Pump
Flooring 
CarpetLaminate
Furnished 
Furnished
Heating 
Heat PumpElectricForced Air
Interior 
Vaulted Ceiling(s)Ceiling Fan(s)
Laundry Features 
Laundry Room
Window Features 
ShuttersWindow CoveringsInsulated Windows
Bedroom 1 
Dimensions - 17.0x12.0Level - Third
Bedroom 2 
Dimensions - 13.0x13.0Level - Third
Family Room 
Dimensions - 16.0x22.0Level - Second
Kitchen 
Dimensions - 10.0x14.0Level - Second
Laundry 
Dimensions - 9.0x10.0Level - SecondDescription - With half bath and utility sink
Master Bedroom 
Dimensions - 16.0x12.0Level - Second
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Exterior Features
Construction Details 
Fiber Cement
Exterior 
Balcony
Fencing 
PartialVinyl
Lot Features 
Cul-De-Sac
Patio And Porch 
DeckPatio
Road Frontage 
City StreetState Road
Roof 
Shingle
View 
CanalSound
Waterfront 
Yes
Waterfront Features 
Canal Front
Waterview 
CanalSound
Windows/Doors 
ShuttersWindow CoveringsInsulated Windows
Community Features
Accessibility Features 
Accessible Full Bath
Financing Terms Available 
CashConventionalVA Loan
School District 
Onslow
Schools
School District
Onslow
Elementary School
Coastal Elementary
Middle School
Dixon
High School
Dixon
Listing courtesy of Kim E Cotton of RE/MAX Southern Coast



The data relating to real estate on this website comes in part from the Internet Data Exchange program of Hive MLS, and is updated as of 2026-03-13 02:37 PM UTC. All information is deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) shall be responsible for any typographical errors, misinformation, or misprints, and shall be held totally harmless from any damages arising from reliance upon these data. Copyright 2026 Hive MLS

Neighborhood & Commute
Source: Walkscore
Disclosure: Community information and market data powered by Constellation Data Labs. Information is deemed reliable but not guaranteed.
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