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$1,089,900
New Listing

1041 1st Street
Surf City, NC 28445

For Sale|Single Family Residence|Active
3
Beds
2
Total Baths
2
Full Baths
2,288
SqFt
$476
/SqFt
1993
Built
Subdivision:
Old Settlers Beach
County:
Onslow
Call Now: (910) 941-8541
Is this the listing for you? We can help make it yours.
(910) 941-8541
1041 1st Street1041 1st Street1041 1st Street1041 1st Street
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Mortgage Calculator

Monthly Payment (Est.)

$4,973
Calculator powered by Showcase IDX, a Constellation1 Company. Copyright ©2026 Information is deemed reliable but not guaranteed.

--Beautifully Updated-- canal-front home -- deep water access--stunning water views, --private boat dock. Whether you enjoy cruising the Intracoastal Waterway, fishing, or simply relaxing by the water, this property is designed for making lasting memories. --The spacious open floor plan creates the perfect gathering place for family and friends, with the living area flowing onto a covered waterfront deck-- unwind and watch the boats pass by-- The well-appointed kitchen features-- granite countertops and plenty of space for entertaining.--The main living area offers 3 bedrooms& 2 baths, while the ground-level apartment has 1 bedroom &flex space being used as a bedroom, full kitchen and bath.( 773 extra sq ft, not included in primary sq footage) Use it to maximize rental income, accommodate guests, or keep the lower level for your own private retreat while renting the upper level.--Outside, enjoy a beautifully landscaped backyard, a bulkheaded waterfront, and both covered and uncovered docking areas at your private boat dock. The deep-water canal provides direct access to the Intracoastal Waterway, making this a dream property for boating enthusiasts. Additional features include: • Deep-water canal frontage • Private boat dock with covered and uncovered area • Direct access to the Intracoastal Waterway • Spacious open-concept floor plan • Covered waterfront deck with beautiful water views • Granite countertops • Ground-level apartment with, 1 bedroom/ large flex space, full kitchen and bath • Landscaped backyard • Outdoor storage area for beach and boating gear • Excellent rental potential • Convenient location near restaurants, shopping, and local attractions • Short stroll to beach access

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Listing Snapshot
Price 
$1,089,900
Days On Site 
0 Days
Bedrooms 
3
Inside Area (SqFt) 
2,288 sqft
Total Baths 
2
Full Baths 
2
Partial Baths 
N/A
Lot Size 
0.15 Acres
Year Built 
1993
MLS® Number 
100583279
Status 
Active
Property Tax 
$7,079.66
HOA/Condo/Coop Fees 
N/A
Sq Ft Source 
N/A
Friends & Family
Recent Activity
3 hours agoListing first seen on site
3 hours agoListing updated with changes from the MLS®
General Features
Acres 
0.15
Foundation 
OtherPillar/Post/Pier
Levels 
Two
Number Of Stories 
2
Parking 
Gravel
Property Sub Type 
Single Family Residence
Special Circumstances 
Standard
SqFt Total 
1515
Utilities 
Sewer ConnectedWater Connected
Zoning 
MHS
Interior Features
Appliances 
RefrigeratorElectric RangeMicrowave
Cooling 
Heat Pump
Furnished 
Furnished
Heating 
Heat PumpElectric
Interior 
Ceiling Fan(s)
Bedroom 1 
Dimensions - 13.5x15.7
Bedroom 2 
Dimensions - 13.0x12.8
Bedroom 3 
Dimensions - 13.0x11.9
Dining Room 
Dimensions - 1210.5
Kitchen 
Dimensions - 12.0x9.0
Living Room 
Dimensions - 18.0x19.5
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Exterior Features
Construction Details 
Vinyl SidingFrame
Exterior 
Dock
Fencing 
None
Patio And Porch 
Covered
Road Frontage 
City StreetState Road
Roof 
Shingle
View 
Canal
Waterfront 
Yes
Waterfront Features 
Canal Front
Waterview 
Canal
Community Features
Financing Terms Available 
CashVA Loan
Roads 
Paved
School District 
Onslow
Schools
School District
Onslow
Elementary School
Coastal Elementary
Middle School
Dixon
High School
Dixon
Listing courtesy of Glynda Bradshaw of Ward Realty Corp



The data relating to real estate on this website comes in part from the Internet Data Exchange program of Hive MLS, and is updated as of 2026-06-20 10:45 PM UTC. All information is deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) shall be responsible for any typographical errors, misinformation, or misprints, and shall be held totally harmless from any damages arising from reliance upon these data. Copyright 2026 Hive MLS

Neighborhood & Commute
Source: Walkscore
Disclosure: Community information and market data powered by Constellation Data Labs. Information is deemed reliable but not guaranteed.
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