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$729,000
New Listing

4074 4th Street
Surf City, NC 28445

For Sale|Single Family Residence|Active
3
Beds
3
Total Baths
3
Full Baths
1,762
SqFt
$414
/SqFt
1986
Built
Subdivision:
Old Settlers Beach
County:
Onslow
Call Now: (910) 941-8541
Is this the listing for you? We can help make it yours.
(910) 941-8541
4074 4th Street4074 4th Street4074 4th Street4074 4th Street
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Mortgage Calculator

Monthly Payment (Est.)

$3,326
Calculator powered by Showcase IDX, a Constellation1 Company. Copyright ©2026 Information is deemed reliable but not guaranteed.

Welcome to 4074 4th Street, a canal-front home in Surf City offering the best of both sides of Topsail Island life. Keep your boat right outside your back door, with approximately 55 feet of canal frontage, a dock and boat lift, while the beach and Atlantic Ocean are within walking distance. This 3-bedroom, 3-bath waterfront home offers 1,762 heated square feet and convenient access to the Intracoastal Waterway, giving you the freedom to spend the morning on the ocean and the afternoon on the boat without ever leaving the island. Inside, there's plenty of room to spread out. The main living area connects with the dining area and kitchen, including an eat-in bar, while a large family room provides additional space for gathering and relaxing. A tiled sunroom takes advantage of the canal views and gives you another place to enjoy the waterfront setting throughout the day. The ground level adds valuable space for the way people actually live at the coast. A covered porch provides a shaded place to relax near the water, while the utility room and large storage areas provide room for beach gear, fishing equipment, bikes, tools and boating supplies. A ground-level bathroom is especially convenient when coming in from the boat, beach or spending the day outside. From the backyard, you're just steps from the dock and boat lift. Head out for a morning of fishing, cruise the Intracoastal Waterway, or spend the afternoon exploring the waters around Topsail Island. When the beach is calling, leave the boat at the dock and walk to the sand. The home is elevated on pilings with a metal roof and sits on a 55' x 140' canal-front lot with no HOA. There's also an opportunity to personalize the home and waterfront areas over time to fit your own vision of coastal living. Whether you're searching for a primary residence, second home or coastal getaway, 4074 4th Street offers a combination that defines Topsail Island living: the beach within walking distance, your boat in your backyard, canal-front living and no HOA.

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Listing Snapshot
Price 
$729,000
Days On Site 
0 Days
Bedrooms 
3
Inside Area (SqFt) 
1,762 sqft
Total Baths 
3
Full Baths 
3
Partial Baths 
N/A
Lot Size 
0.18 Acres
Year Built 
1986
MLS® Number 
100601423
Status 
Active
Property Tax 
$7,372.2
HOA/Condo/Coop Fees 
N/A
Sq Ft Source 
N/A
Friends & Family
Recent Activity
2 hours agoListing first seen on site
3 hours agoListing updated with changes from the MLS®
General Features
Acres 
0.18
Carport 
1
Foundation 
OtherPillar/Post/Pier
Levels 
One
Number Of Stories 
1
Parking 
Off Street
Property Sub Type 
Single Family Residence
Special Circumstances 
Standard
SqFt Total 
1762
Utilities 
Sewer ConnectedWater Connected
Water Source 
Public
Zoning 
MHS
Interior Features
Appliances 
RefrigeratorDishwasherMicrowave
Basement 
None
Cooling 
Central Air
Flooring 
CarpetTile
Heating 
ElectricHeat Pump
Window Features 
Window Coverings
Bedroom 1 
Dimensions - 11.08x10.83Level - First
Bedroom 2 
Dimensions - 21.42x11.42Level - First
Bonus Room 
Dimensions - 21.42x10.83Level - First
Dining Room 
Dimensions - 10.42x11.42Level - First
Family Room 
Dimensions - 15.5x11.75Level - First
Kitchen 
Dimensions - 12.08x10.83Level - First
Living Room 
Dimensions - 13.75x10.83Level - First
Master Bedroom 
Dimensions - 12.42x14.58Level - First
Sunroom 
Dimensions - 6.9x22.58Level - First
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Exterior Features
Construction Details 
Vinyl SidingFrame
Exterior 
DockBoat Slip
Fencing 
None
Patio And Porch 
Patio
Pool Features 
None
Roof 
Metal
View 
Canal
Waterfront 
Yes
Waterfront Features 
Canal Front
Waterview 
Canal
Windows/Doors 
Window Coverings
Community Features
Financing Terms Available 
CashConventionalFHAVA Loan
Roads 
Paved
School District 
Onslow
Schools
School District
Onslow
Elementary School
Dixon
Middle School
Dixon
High School
Dixon
Listing courtesy of Hugh A Cannady of Coastal Realty Associates LLC



The data relating to real estate on this website comes in part from the Internet Data Exchange program of Hive MLS, and is updated as of 2026-09-04 06:53 PM UTC. All information is deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) shall be responsible for any typographical errors, misinformation, or misprints, and shall be held totally harmless from any damages arising from reliance upon these data. Copyright 2026 Hive MLS

Neighborhood & Commute
Source: Walkscore
Disclosure: Community information and market data powered by Constellation Data Labs. Information is deemed reliable but not guaranteed.
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